Lending

Loan for working capital

• Rate: 19.5%–25% annually (AEIR 19.9%–35%)*
• Amount: from ₸5,000,000, or $50,000–$500,000 (rate 5%–11%, set individually)
• Term: up to 3 years; each tranche within the line up to 12 months, not exceeding the credit line term
• Fee: annual, 0.5% of the revolving credit line amount, for opening it
• Borrower requirements: LLP, JSC or IE; stable financial condition; positive credit history; operating in the market for at least 3 years

Loan for investment

• Rate: 19.5%–25% annually (AEIR 19.9%–35%)*
• Amount: from ₸5,000,000, or $50,000–$500,000 (rate 5%–11%, set individually)
• Term: up to 5 years; tranche term within the line does not exceed the credit line term
• Fee: one-time, 0.5% of the non-revolving credit line amount, for opening it
• Borrower requirements: LLP or JSC; stable financial condition; positive credit history; operating in the market for at least 3 years

*The interest rate is set individually based on client criteria and project risk level.