"Bereke" Deposit

Product name	БЕРЕКЕ/BEREKE
Product type	Time deposit
Product group	Time deposit
Client type	Individual
Capitalization	On a monthly, at the end of the month.
Extra contributions (maximal amount/once a month)	Yes, up to the maximal deposit amount
Partial withdrawals (maximal amount/once a month)	Yes, up to the minimal deposit amount
Early withdrawal	Yes
Conditions for full/partial early withdrawal of a deposit	No later than 7 calendar days from the date of receipt of the depositor’s request
Prolongation	No
Extra fees	No

Currency	KZT	USD
Minimal deposit amount	15 000	100
Maximal deposit amount	1 bln	KZT 1 bln in USD equivalent
Deposit period	12 month	12 month
Minimal deposit period	12 month	12 month
Maximal deposit period	12 month	12 month
Fee interest rate, annually	from 8,3% to 8,3%	from 0,5% to 0.5%
Effective fee interest rate, annually	from 5% to 20%	from 0,1% to 10%

Maximum guarantee amount

10 000 000 tenge

5 000 000 tenge

Every deposit is guaranteed by KDIF

JSC "Shinhan Bank Kazakhstan" Kazakhstan is a member of the deposit guaranteeing system, and operates strictly in accordance with the regulations of the JSC "Kazakhstan Deposit Insurance Fund" (the certificate № 39 from December 11, 2008).

Since 1999, Kazakhstan has had a special fund, Kazakhstan Deposit Insurance Fund JSC (KDIF). KDIF is here to guarantee deposits of individuals

All individual deposits in Shinhan Bank Kazakhstan JSC are subject to compulsory guaranteeing. Maximum guarantee amounts are:

20 million tenge – savings deposits in national currency

10 million tenge – cards, accounts and other deposits in national currency

5 million tenge – cards, accounts and deposits in foreign currency

Deposits

"Bereke" Deposit

Every deposit is guaranteed by KDIF